Lancashire Community Finance
Call: 0344 561 1292

turn your
dreams into
a reality...

Are you over 18? Do you have a good idea for a business but need some help to get it started? Or have you already launched your business within the last 24 months? Would you like to talk through your ideas and get some advice from someone who’s been there before and knows what it takes to launch their own company?

The Start Up Loans scheme is a UK-wide government backed scheme which offers a repayable loan to individuals over the age of 18 who have a viable business idea but no access to finance. The scheme funds businesses in every sector. As well as financial backing all loan recipients are given access to a mentor, free training events and exclusive business offers.

Lancashire Community Finance is part of a network of official Start Up Loans Delivery Partners across the UK who administer the scheme.We are here to guide you through the application process, including advice on creating a business plan and cash flow forecast. If you receive a loan we will then support you through your journey, providing you with a business mentor.

Our aim is to give you a  real chance at taking control of your future. We lend against potential success rather than credit scoring or an extensive track record, so when you come to us with your business idea, we’ll explore it with you, help you put together a business plan and work with you to get you in shape to get a low interest loan.

The Start Up Loan scheme is not just about the money, however. As well as receiving one to one support from your own business mentor – someone who knows what it takes to launch your own company:the challenges, the risks and the rewards – you’ll  also have free access to a host of exclusive offers from business services companies, including business lounges, business banking, accounting packages and discounts with PayPal and eBay together with a host of other tools you will need to run your business.

What’s more, because our Start Up Loan is a personal loan, there’s no need for you to have a business bank account.

What it will cost
Loans are available from £500, but the amount you can borrow will be determined by your business plan.You will have to pay back the loan within 5 years at a fixed rate of interest – currently 6% PA.

The Start Up Loans Company have secured  some fantastic business offers, exclusive to Start Up Loan recipients. These provide discounts on a number of business products and services and equip an entrepreneur with many of the tools needed to launch a successful start-up. To enquire about these exclusive offers and see how they could benefit your business, please follow this link

Important message from the Start Up Loan Company

“We have been made aware that someone is making “cold calls” and claiming to be the Start Up Loans Company, even using our London address to try and convince people of their authenticity. Their aim is to defraud and we are, of course, conducting a thorough investigation. The Start Up Loans team do sometimes call loan applicants and recipients to gather feedback on the programme, but we would not ask for payment of any kind. Please be vigilant and, if you do have any questions or concerns, please do not hesitate to contact us at

The Start Up Loans complaints policy can be found here.

logo march 2016

For more information about our Start Up Loans, call us on:
0344 561 1292 or 01772 556877

Or drop in to your nearest Lancashire Community Finance office.

Apply Now