Tired of your old sofa? Could the bedrooms do with new carpets? Have the kids grown out of their school uniforms?
Whether you need some extra cash to re-decorate your house, kit your kids out for the new school year or even help you to cover the cost of Christmas, Lancashire Community Finance can help. Our Personal Loans are available for almost any purpose.
Loans are available from £400 up to £5,000 over periods of between 6 months and 5 years and can be repaid weekly or monthly by direct debit from your bank account.
If you already have a loan with a doorstep or high interest lender we may be able to lend you money to pay it off – you’ll be surprised at how much this could save you,
What it will cost
Interest rates available on request.
From April 2015 it has been necessary to introduce an administration fee of £20 to cover our increasing processing costs on all personal loans for £1000 and below
Do you live in the Fishwick or St Matthews area of Preston?
If so you may be interested to know that we work with the Fishwick & St Matthews Big Local Group to provide personal loans of between £400- £1,000 with one fixed interest rate and no administration fees for residents of the area. Shop Front Loans are also available for businesses on New Hall Lane between Acregate and Heaton Street. Ring us on 01772 556877 to find out more.
The following table shows the cost of a £400 loan as at 1st June 2015.
If you are a new customer
If you are a new customer, we would like to meet you before we can arrange a loan for you.You can download the personal loan application form and supporting documents here, then ring us on the numbers above to arrange an appointment at the LCF office most convenient for you.
If you’re an existing customer
If you’ve repaid a loan from Lancashire Community Finance before and you want to apply for a new Personal Loan, you don’t need to make an appointment to come to see us and you don’t need to provide identification to prove who you are .
Just call 0344 561 1292 or email us at firstname.lastname@example.org to discuss your new requirement. Then post or hand deliver your new personal loan application to your nearest Lancashire Community Finance office. All the information we require is listed on the Personal Loan Application Form and don’t forget to enclose a budget planner and copies of your bank statements for the last three months.