Lancashire Community Finance
Call: 0344 561 1292

Looking for plain and simple financial help?

Lancashire Community Finance provides affordable and ethical loans, at fair market rates to individuals and businesses in Lancashire who may struggle to get assistance from mainstream providers such as banks and building societies. We have a number of easily accessible offices in North, Central and West Lancashire.

Whether credit is needed to help pay for a new washing machine, put central heating in, fund a new business idea, or to purchase a much-needed piece of equipment to keep a business running, our range of affordable loans provides peace of mind to our customers.

Lancashire Community Finance is an independent organisation which is not bound by national policy – all lending decisions are made in Lancashire. Since opening in 2005 we have helped over 11,000 people across Lancashire with affordable loans totaling over £8.3 million. (As at March 2017)

It’s not just about the finance, LCF provides a whole range of additional support services. We are a partner in the Building Better Opportunities project. Click here for details of how we may be able to help you if you are unemployed and need help to tackle your money worries.

Local offices can be found in Preston, Skelmersdale, Lancaster, Morecambe, Leyland, Burscough and Clayton-Le-Woods. For more information take a look around our website, or come and talk to us.

One of the UK’s Top 100 social enterprises for our work helping people build their skills, access finance, and start their own businesses.

Winner of the Citi Microentrepreneurship Award for Resilience March 2018



Winner of the Citi Microentrepreneurship Award for Economic Impact – Small Organisation March 2016.





Winner of CDFA Innovation Award 2012 sponsored by Barclays  – Innovation in Community Outreach

One of the winners of the 2013 Barclays Community Finance Fund. Click here to see more


Latest news

In light of the latest Government advice on COVID-19, our Preston and Skelmersdale offices will be closed to visitors from Wednesday 18 March. Our staff continue to work from other locations and all remain available during our usual hours Monday-Friday 9am-5pm. You'll still be able to reach us on our main number 01772 556877 and email For Start Up Loan queries, call 01772 205031 or email